HomeBuying Your First Home

Buying Your First Home

Everything you need to know about mortgages, deposits, and schemes for first-time buyers in the UK.

10 Guides Available

How Much Can I Actually Borrow?

Wondering how much mortgage you can get in the UK? Learn how lenders calculate affordability, income multiples, and what affects your borrowing power.

10 min read

Help to Buy vs Shared Ownership vs LISA: Which Scheme Is Right for You?

Compare the key first-time buyer schemes in the UK — Lifetime ISA, Shared Ownership and First Homes — and find out which suits your situation.

8 min read

How to Save a Deposit Faster: ISAs and Other Options

Saving a house deposit in the UK takes time — but the right strategy can speed things up. Learn about Lifetime ISAs, Cash ISAs, and practical tips.

9 min read

Stamp Duty Explained for First-Time Buyers

Saving for a deposit is hard enough, but don’t forget the taxes. Our 2026 guide explains stamp duty first time buyers thresholds, rates, and relief rules.

12 min read

What Does a Mortgage in Principle Mean?

Discover what a mortgage in principle is, how to get one, and whether it affects your credit score in our comprehensive 2026 UK guide for first-time buyers.

11 min read

Fixed vs Variable Rate Mortgages: A Plain-English Guide

Deciding between fixed vs variable mortgage UK rates? Our 2025 guide explains everything first-time buyers need to know to choose the best mortgage type.

10 min read

The Full Cost of Buying a Home Beyond the Deposit

Saving for a deposit is only half the battle. Our guide reveals the true hidden costs of buying a house UK, ensuring you aren't caught out by unexpected fees.

10 min read

What Surveys Do You Actually Need?

Buying your first home is a huge investment. Our house surveys explained UK guide covers RICS reports, building surveys vs homebuyers, costs, and what you really need.

10 min read

Understanding the Conveyancing Process

Master the UK conveyancing process with our comprehensive 2025/26 guide. From offer to completion, learn timelines, costs, and how to avoid common pitfalls.

11 min read

Buildings and Contents Insurance When You Buy

Navigating home insurance for the first time? Learn when to buy, how much cover you need, and why exchange of contracts is the most critical date.

10 min read